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Understanding death benefits from workers' compensation

Every job, no matter the industry, has risks that accompany it. Some jobs, like transportation or construction, are more dangerous than others. Logging, fishing and collecting garbage are all also very risky jobs where workers risk injury or even death for a paycheck. When your loved one engages in a riskier career, you likely spend every day of his or her working life worrying about safety.

For some families, the worst case scenario becomes a reality. One day, there's a phone call or a knock at the door. Suddenly, your entire world changes. The person you've depended on, lived with and loved suffered a serious accident at work. Losing a loved one to a workplace accident is a tragic experience, one that no one should have to go through alone.

Top 10 workplace injuries

Workplace injuries are a real threat to your livelihood. Not only are you looking at high medical bills, but you're losing wages, you may never be able to do your job again and your entire career can change in a heartbeat.

It's something you've been working toward for years. You went to college, worked as an intern, started at the bottom of the ladder and worked your way up. You must know the risks and what to do if you're hurt on the job.

A workers’ compensation denial can lead to an appeal

If you suffer an injury on the job or become ill as the result of your employment, it's imperative that you know your legal rights and do whatever it takes to protect them.

Most importantly, you need to receive immediate medical care. Your health and well-being is top priority, and you should treat it as such.

Essential information for Connecticut workers' comp applicants

Imagine the hammer slips and you smash your finger while working at a construction site. Depending on the severity of that injury, you might not be able to do your job for a while. You'll also need expensive medical treatments.

Fortunately, you're in luck. In most cases, injured workers can get the medical care they need, get money to pay for it, and even get money to pay for their time spent out of work. However, in order to get these benefits, you will need to file a claim for workers' compensation.

Connecticut workers’ comp – the basics

When you got up for work this morning, it was probably not your goal to suffer a head injury due to a falling brick on the job site and wind up in the hospital. Unfortunately, these things happen. When you are working with a crew of the other people, you cannot always control what those individuals are doing. No matter how much effort you put into following safety regulations, accidents are still going to happen.

Before the above scenario becomes a reality, you should take the time to find out more about your rights as a Connecticut construction worker and what you can do if you suffer a job-related injury. For example, does your employer have workers' compensation? If so, what kind of benefits does it provide? Will it cover your medical expenses and lost wages? Is there a time limit for filing a claim? For answers to these workers' compensation questions, read further.

Head injuries at work can cause permanent disability

There are numerous ways in which you can sustain serious, even severe head injuries while at work. You could suffer a slip-and-fall accident, smacking your head against the floor or a wall. Something could fall from a shelf and hit you on the head. Machinery could back into you or knock you down. If you drive for your job, the potential for a serious automobile accident is a real concern. For those working in Connecticut, the risk of a workplace injury is higher than the national average.

After suffering a head injury at work, you may feel tempted to brush it off, but doing so could prove to be a major mistake. Any time your head is struck or injured, you should make a point of filing an accident report with your employer. That way, you can ensure that if symptoms develop, you have the ability to file a claim for workers' compensation.

Injured workers are using less opioids, study finds

Opioid-derived medications have long been used to treat workers suffering from chronic pain conditions as a result of their injuries. The story might go something like this:

A construction worker falls off a scaffold at work and suffers a severe back injury. The back injury leads to a chronic pain condition, so a doctor describes a strong pain medication like Oxycontin to help the injured worker cop with the pain. Due to the highly addictive nature of Oxycontin, as an opioid drug, the worker develops an addiction to the medicine and the addiction literally destroys his life, his ability to work and he is ruined because of it.

Don’t settle for less with workers’ compensation

When you suffer an injury on the job, workers' compensation insurance steps in to help you recover and get back to work — but does your employer's insurance provider really have your best interests at the forefront of its priorities?

Almost certainly it does not. This is not to say that workers' compensation is always bad or that all insurance providers actively seek to underpay workers who suffer injuries, but every insurer is a business with a bottom line to consider.

Hurt on the job? These 3 workers' compensation benefits help

As someone who enjoys your work, the last thing you expected was to suffer an injury. You've excelled in your field and know what to do to stay safe, but you could never have expected your coworker to make an error that would result in your injury.

Fortunately, there is workers' compensation for people in your situation. With this coverage, you receive many different benefits that can help you get back to work after you get the medical care you need.

5 of the deadliest jobs in the country

You got laid off when your previous company downsized, and you've just been offered a new job. Your first considerations are things like wages and hours, of course, but you also find yourself wondering what the risks look like. How dangerous would it be to start a new career? If the risk is too great, do you want to wait for the next offer?

It's a valid question, though one that workers often don't ask until they get hurt; families can also find themselves reading the statistics for the first time after a loved one -- and the main earner for the family -- is killed. To learn where you stand in advance, take a look at five of the deadliest jobs.

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