A significant work accident or illness can have major consequences. In addition to preventing you from earning a living, you may receive exorbitant medical bills to treat the effects of the injury.
Because the financial implications of a work injury can be severe, most employers in Connecticut must carry workers’ compensation insurance to protect their employees. This guide explains what you should do after an injury.
Inform your employer
Make your employer aware of the issue as soon as possible. They should recommend you for medical treatment immediately. They should also file an Employer’s First Report of Occupational Injury or Illness, which serves as the accident report. Your employer must provide this document to the Workers’ Compensation Commission, as well as their insurance provider.
Receive medical treatment
Depending on the severity of the injuries, you may receive emergency care. If your injuries are moderate, you may schedule an appointment with a practitioner or specialist. You must follow the guideline created by your employer in terms of the type of care and the hospital or clinic administering it. If there is no designated medical provider, you can seek your own.
File an injury claim
In addition to the accident report, the injured party must file paperwork of their own with the Workers’ Compensation Commission. Form 30C provides a written notice of your injury claim, and the Commission must receive this document within one to three years of the incident, depending on whether you received an injury or developed an illness.
Contact your employer’s insurer
The Workers’ Compensation Commission requires certain information to process your claim. While your employer should provide the necessary documents and information, you might need to provide medical reports and other info. Injured parties usually receive their first benefit checks within two weeks of the complete filing. If you have not, reach out to the insurer for more information.
