When you think of workers’ compensation, you might first imagine injured workers after an accident staying home, recovering and their employer’s compensation funds helping them pay for it. In the worst of accidents, that worker may not go home at all.
Workers’ compensation does not always benefit the employee. After a death on the job, it may help out the family and loved ones left behind.
According to the National Funeral Directors Association, the median cost of a funeral depends on services, preparation and burial choices.
With funeral preparations complete with viewing and burial, the costs range between $7,000 and $10,000. These costs may include embalming, preference of casket and day-of services. Some cemeteries require vaults in their burial plots, which increase prices.
Costs for prep, viewing and cremation are lower and range around $5,000 but may include other costs like a rental casket for the funeral. Urns for your loved one’s ashes range in all sorts of styles and prices to commemorate his or her memory.
Workers’ compensation and death
Connecticut has a number of benefits to help families who have lost a member to a workplace accident. This includes an immediate payment of $4,000 to cover these burial and funeral expenses. If you are a spouse of the deceased and were wholly dependent on their income, you may receive compensation equal to 75% of their salary.
Other considerations for workers’ compensation death benefits include children and other dependents. In the event of difficulties or confusion regarding funeral costs or workers’ compensation to help pay them, further research may help you navigate this complex subject during such a trying time.