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Don’t settle for less with workers’ compensation

When you suffer an injury on the job, workers' compensation insurance steps in to help you recover and get back to work — but does your employer's insurance provider really have your best interests at the forefront of its priorities?

Almost certainly it does not. This is not to say that workers' compensation is always bad or that all insurance providers actively seek to underpay workers who suffer injuries, but every insurer is a business with a bottom line to consider.

To your employer's insurance provider, you are merely an account to manage, while your injury affects your livelihood and quality of life each and every day of your recovery and beyond. If you want to receive all that you deserve from your workers' compensation claim, don't hesitate to consult with an experienced attorney who can help you examine the nuances of your injury and fight for fair compensation in your recovery benefits.

Know what you deserve

Workers' compensation benefits cover a number of areas, so it is important for you to understand what you rightfully deserve when you examine an offer that workers' compensation makes you.

Your first priority after an accident should always be obtaining the medical attention you need, without compromising on the quality of that care. Your workers' compensation provider has a duty to provide medical care, but it may try to limit the type of care your receive or where you go to receive care.

With proper legal guidance, you can stand up for your rights to the medical care you deserve, not just the medicare the provider prefers.

Workers' compensation also should provide replacement income for your lost income when you miss work because of an injury. However, like medical care, the insurance provider may try to offer you less than you deserve for your lost income. Your attorney fights to ensure that you do not miss out on replacement income you deserve.

Don't settle for less after your recovery

In some cases, your injury may mean that you cannot return to the job you held when the accident occurred. In instances like these, workers' compensation should pay for you to retrain in another field. Often, the insurer balks at the cost or scope of this retraining, but an experienced attorney can help you receive the help you need getting back into the workplace after your recovery.

Of course, any injury carries the possibility of permanent injury. In these cases, you can usually count on an insurer to significantly undervalue the worth of your disability. It is always wise to enlist the guidance of an experienced attorney to fight for your future and rights when it comes to disability compensation.

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Shelton, CT 06484

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